First, a disclosure most reviews of MoneyTime won’t give you: we make Coinnect, a competing app in the play-for-real-money category. That’s exactly why you should read us with your guard up — so everything below comes from sources you can check yourself: MoneyTime’s Google Play listing, its own website, its terms and conditions (last updated 15 July 2026), its loyalty program rules and privacy policy, and Irish company-registry records, all verified in September 2026. Where something can’t be verified, we say so instead of guessing.
The short answer: MoneyTime is a real app that pays some users — but it promises you nothing. It’s an Android rewarded-play app with a 4.5-star average from more than 100,000 Google Play reviews and 1M+ downloads, run under terms from two Dublin-registered companies, and it cashes out through PayPal and gift cards. But its own terms say “we make no promise of any profit or particular payout,” your first cash-out requires a face scan, and unredeemed Monies expire after six months. And if you’re on iPhone: the App Store app now called “MoneyTime” is not sold by either company named in MoneyTime’s terms.
What MoneyTime actually is
MoneyTime is a rewarded-play loyalty app, not a cash-tournament game. You play the casual games built into the app, earn a loyalty currency called “Monies,” and MoneyTime periodically converts Monies into a real-money balance you can cash out. There are no deposits or entry fees — the loyalty program rules state that MoneyTime “will never ask you to pay to be eligible.” The app is paid for by advertising: the Google Play listing is marked “Contains ads,” and, as you’ll see below, the ads you watch directly shape what you earn.
On Google Play it’s listed as “MoneyTime – Play & Earn Money” by the developer Money-Time, first released on 2 October 2023 and last updated on 14 September 2026. It carries a Mature 17+ content rating with a “Cash Prizes” label.
Who actually runs it takes some reading. MoneyTime’s current terms name two Irish companies: Earnify Limited (company number 776117) and, for the Android version, Hideseek Games Limited (company number 760481), both registered at Connaught House, 1 Burlington Road, Dublin 4. Irish company records show Hideseek was incorporated on 22 March 2024 and Earnify on 19 November 2024 — both after MoneyTime first appeared on Google Play — and list the same largest shareholder for both, Play To Win Holding Limited. Meanwhile, the “About the developer” box on the Google Play listing gives a company name of “MONEYTIME” at an address in Paris, and MoneyTime’s older website (moneytime.dev) still hosts a 2024 version of the terms that names only “Moneytime.” None of this is necessarily a red flag — app businesses change structure — but it’s worth knowing that on Android you contract with the two Dublin companies, not the Paris address on the store page.
Is MoneyTime on iPhone?
This is where most reviews — including our own earlier comparison — need updating. MoneyTime’s own website offers only a Google Play download: its “Download” button redirects to Google Play even when opened from an iPhone, and the site has no App Store link. MoneyTime’s July 2026 terms do describe an Apple App Store version supplied by Earnify Limited, but we could not find an App Store listing from Earnify or Hideseek.
What you will find on the US App Store is an app titled “MoneyTime ‑ Play & Earn Money.” It was first released in October 2025, and its August 2026 update notes read “new app name.” Its seller is an individual developer account — not Earnify or Hideseek — and its privacy-policy link opens a policy written for a different app called “Mode Earn.” Its model is different too: its description says you get a reward once you’re “in the top 15 of the global ranking.” At our check it had a 1.7-star average from six ratings. We found nothing connecting it to the Google Play MoneyTime. So the honest answer is: we could not verify an official MoneyTime app for iPhone, and the App Store app using the name doesn’t trace back to MoneyTime’s published operators.
Does MoneyTime really pay?
The evidence says it pays some users, and the terms say it isn’t obliged to pay anyone a particular amount. Both are true.
On the payout side: per section 6.1 of the terms, converted rewards can be redeemed for gift cards, vouchers or cash “through PayPal, Tango Card, Tremendous or another supported provider,” with options varying by your location and the amount. The Google Play description mentions PayPal and Amazon gift cards. Recent Google Play reviews describe real payouts — one from 1 September 2026 reports about $15 after roughly a month of play; another from April 2026 describes about $10 in the first 24 hours and much less afterward. Those are individual users’ reports, not figures MoneyTime publishes; MoneyTime doesn’t publish total payouts or a payout record of its own.
Payout speed is a real written commitment. Section 6.8 says redemptions are normally handled “straight away,” occasionally taking up to five business days, and longer in “unusual circumstances” or if your payment provider is slow. The website’s “instant payouts” line is marketing; five business days is the commitment.
There is no published minimum cash-out. Section 6.4 says MoneyTime sets the minimum, that it “may vary — for example by reward, by payout method or by country,” and that it can change at any time. Any specific figure you see quoted online comes from users, not from MoneyTime.
How much you earn is decided by MoneyTime, and ad revenue is part of the formula. This is the single most useful thing to understand about the app, and it’s in MoneyTime’s own words. The loyalty program rules say Monies convert at “a dynamic exchange rate” influenced by the ad revenue you generate, a proprietary fraud score, your engagement (time played and achievements) and “platform-wide revenue and reward pool availability.” The dollar amount shown in the app before you cash out is “for information purposes only”; only the amount shown at payout counts. Section 6.2 of the terms adds that rewards are “awarded at our discretion” and you have “no entitlement to any specific Reward.” That helps explain a complaint that comes up again and again in the reviews we read — heavy ads — and why earnings can vary so much from one player to another, and from one day to the next.
The fine print that decides whether it’s worth it
Cashing out requires a face scan. MoneyTime’s privacy policy says that to use the cash-out feature for the first time, you must scan your face with FaceTec software built into the app, which creates a facial-mapping template and a photo. The stated purposes are confirming you’re a real person, preventing fraud and confirming you’re not a minor. The template and photo are stored on Amazon Web Services for up to three months, then deleted, and the policy says they’re never sold or used for advertising. The FAQ adds that each face can be tied to only one account.
One line in that FAQ is hard to square with the rest: if your face is already linked to another account, it suggests you “could ask a friend to perform the authentication on your behalf.” The terms, meanwhile, allow one account per person, forbid transferring accounts and let MoneyTime forfeit balances for activity that isn’t “normal, good-faith use.” We’d follow the terms, not the FAQ.
Monies expire, and they reset every three hours. The FAQ says Monies “are reset to zero” every three hours and that your cash balance updates every 24 hours. That’s how the conversion cycle works, not a bug. The real deadline is section 6.10: unredeemed Monies and Rewards “expire automatically six (6) months” after they’re credited. Cash out regularly rather than saving up.
Balances can be clawed back even if you did nothing wrong. Section 6.13 lets MoneyTime reverse credits, reduce or refuse cash-outs, and forfeit balances when account activity looks “abnormal, excessive or automated” — “whether or not you acted in good faith.” Every earning app keeps anti-fraud powers; this clause is broader than most.
Other terms worth knowing: you must be 18 or older (section 4.4), one step stricter than the Mature 17+ store rating. Any welcome bonus is “never guaranteed” (section 6.5). Taxes on rewards are yours. And for US users, disputes fall under New York law in New York County courts, after a 60-day informal-resolution period, with a waiver of class actions and jury trials (sections 14.7–14.9).
Know what data you’re trading. MoneyTime’s Google Play data-safety section says the app collects and may share your name, email address, physical address, precise location and device IDs — with precise location and device IDs listed for advertising and marketing as well as fraud prevention. Add the face scan required to cash out, and this app asks for more personal data than you might expect from a casual game. The privacy policy also says data is hosted on AWS servers in the United States, with some processing by maintenance providers in Ukraine and Estonia.
| Question | What we verified (September 2026) |
|---|---|
| Real company? | Earnify Limited and Hideseek Games Limited (Dublin, Ireland), per its terms; both appear in Irish company records |
| Ratings | 4.5★ from 100,000+ Google Play reviews; 1M+ downloads |
| Platforms | Android (Google Play). No App Store app we could link to its operators; the iOS app named “MoneyTime” has a different seller |
| Type of app | Rewarded play with a loyalty currency (“Monies”) — not a cash-tournament game |
| Can you lose money? | No deposits or entry fees; the rules say it never asks you to pay |
| How earnings are set | Dynamic rate based partly on ad revenue you generate, fraud score and engagement; at MoneyTime’s discretion |
| Minimum cashout | Not published — varies by reward, method and country, and can change |
| Payout methods | PayPal, Tango Card, Tremendous and gift cards |
| Payout speed | Normally immediate; up to five business days, longer in unusual cases |
| Identity check | FaceTec face scan required for first cash-out; one account per face |
| Expiry | Unredeemed Monies and Rewards expire six months after crediting |
| Age requirement | 18+ per the terms (store rating: Mature 17+) |
| Lawsuits / regulators | None found in our searches — which isn’t proof there are none |
How to vet any cash game — including ours
The test we’d apply to MoneyTime is the same one we invite on ourselves: ignore the testimonials, find the company’s own published commitments, and check whether the marketing and the terms tell the same story. MoneyTime’s rules are candid on the point that matters most — they tell you outright that your ad revenue sets your pay rate, and they commit to a five-business-day payout window. Where the story diverges is in what’s left open: no published minimum, no guaranteed rate, and a broad right to claw back balances. The cheapest way to test it is to reach whatever minimum the app shows you, cash out once, and see what arrives before you invest more hours.
Here’s where we declare our interest plainly. Coinnect sits in a different corner of the same category: no deposits and no entry fees — tournaments are free to enter, so there is no mechanism by which you can lose money — and every prize we pay is published on a live payout ledger, updated hourly from the actual gift-card orders. If you’d rather try the game than take our word, it runs in your browser — 60 seconds, no account, no download. And if you want the side-by-side, we compare the two models in Coinnect vs MoneyTime.
We’re not claiming ours is “better.” A 4.5-star average across more than 100,000 reviews says plenty of people are happy with what MoneyTime pays. The models are just different: MoneyTime converts your playtime and ad views into a discretionary reward; ours doesn’t take money at all.
Frequently asked questions
Is MoneyTime a scam?
We found no court or regulator finding against it, and it’s a real app from registered Irish companies with a 4.5-star Google Play average and users reporting PayPal and gift-card payouts. The fair criticisms are about fine print: its terms promise no particular payout, the minimum cash-out isn’t published, a face scan is required to cash out, Monies expire after six months, and balances can be reversed for activity MoneyTime considers abnormal.
Is MoneyTime available on iPhone?
Not in any form we could verify. MoneyTime’s own website links only to Google Play. There is an App Store app titled “MoneyTime ‑ Play & Earn Money,” but its seller is an individual developer account rather than either company named in MoneyTime’s terms, its privacy policy is written for a different app, and its reward model is different.
What is the minimum cash-out on MoneyTime?
MoneyTime doesn’t publish one. Its terms say the minimum is set by MoneyTime, can vary by reward, payout method and country, and can change at any time. Check the figure shown in your own app before you commit hours to reaching it.
Why does MoneyTime need a face scan?
Its privacy policy says the FaceTec scan at your first cash-out is used to confirm you’re a real person, prevent fraud and confirm you’re not a minor. The face template and photo are stored for up to three months and, per the policy, are not used for advertising.
Why did my Monies reset to zero?
MoneyTime’s FAQ says Monies reset every three hours by design and your cash balance updates every 24 hours. Separately, the terms expire unredeemed Monies and Rewards six months after they’re credited, so cash out regularly.
The bottom line
MoneyTime is legit in the sense that matters most: it’s a real app, run by identifiable companies, that users report actually paying through PayPal and gift cards, with a payout window its terms put at five business days at most in normal cases. Go in knowing what its own documents add — your rate depends on the ads you generate and on MoneyTime’s discretion, the minimum isn’t published, you’ll scan your face to cash out, balances expire after six months and can be reversed, and it’s Android-only as far as we can verify. If you’re comfortable trading screen time, ad views and some personal data for small, variable rewards, it does what it says. If you’d rather compete for prizes without handing over a deposit, that’s the corner of this category we build in — and you can judge our game in your browser before installing anything.
Also from this series: Is Solitaire Smash legit?, Is Solitaire Cash legit?, Is Bingo Cash legit?, Is Bubble Cash legit?, Is Solitaire Clash legit?, Is Mistplay legit? and Is Cash Giraffe legit? — same verification approach. Every review is collected on our cash game app reviews hub.
Sources
- Google Play, MoneyTime – Play & Earn Money listing — developer, rating, downloads, content rating, release and update dates, reviews (checked 24 September 2026).
- Google Play, MoneyTime data safety section — data collected and shared (checked 24 September 2026).
- MoneyTime, Terms and Conditions (last updated 15 July 2026) — sections 1, 4, 5, 6, 12 and 14 (checked 24 September 2026).
- MoneyTime, Loyalty Program Rules — earning, conversion, expiry, FaceTec verification (checked 24 September 2026).
- MoneyTime, Data Protection and Privacy Policy (effective 15 July 2026) — controllers, hosting, Biometric Data Notice (checked 24 September 2026).
- MoneyTime, official website and FAQ — Monies reset, face-verification guidance, download link (checked 24 September 2026).
- MoneyTime, older website terms (last updated 22 March 2024) (checked 24 September 2026).
- Apple, “MoneyTime ‑ Play & Earn Money” App Store listing — seller, rating, version history, description (checked 24 September 2026).
- SoloCheck, Earnify Limited (CRO 776117) company record (checked 24 September 2026).
- SoloCheck, Hideseek Games Limited (CRO 760481) company record (checked 24 September 2026).